Factors to decide Asset Allocation Strategy

You need to remember the factors that would affect your asset allocation strategy. Some of them are as follows:-

Difference between Risk Appetite, Risk Capacity and Risk Tolerance

The investment choices that an individual makes should be aligned to their financial risk profiles. The risk profile defines how much risk that particular investor is willing and able to take.

Which Balanced Mutual Fund to Invest in?

Balanced Funds Meaning – Why to Invest

Balanced funds, which are often called hybrid funds, own both stocks and bonds. They earn the "balanced" moniker by keeping the balance between the two asset classes pretty steady, usually placing about 60% of their assets in stocks and 40% in bonds.